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Tax/September 7, 2026

TFSA Over-Contributions: How to Spot Them Before the CRA Does

The TFSA is a powerful tool for tax-free growth, but exceeding your limit triggers stiff penalties. Here is how over-contributions happen and how to fix them.

Tax/September 6, 2026

Salary vs. Dividend in 2026: Which Pays More After the New Tax Rules?

For incorporated business owners, deciding how to pay yourself is an important part of proactive tax planning. The choice between salary and dividends affects more than your personal tax bill. It can also influence Canada Pension Plan contributions, RRSP room, corporate cash flow, financing applications, and long-term wealth building.

Tax/July 27, 2026

Year-end tax moves that still matter

Salary, dividends, and HST elections only help if they are decided while the year is open.